LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,957
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,605
−HK$1,673/mo
Today · 4.125%
HK$56,278
baseline
▲ 0.50% · 4.625%
HK$59,703
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,556/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,915
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,495
−HK$1,603/mo
Today · 4.125%
HK$62,098
baseline
▲ 0.50% · 4.625%
HK$65,371
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,196/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,549
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,526
−HK$2,008/mo
Today · 4.125%
HK$67,534
baseline
▲ 0.50% · 4.625%
HK$71,643
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,068/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,698
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,594
−HK$1,923/mo
Today · 4.125%
HK$74,517
baseline
▲ 0.50% · 4.625%
HK$78,445
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,034/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,140
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,447
−HK$2,343/mo
Today · 4.125%
HK$78,790
baseline
▲ 0.50% · 4.625%
HK$83,584
+HK$4,794/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,580/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$987,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,480
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,693
−HK$2,244/mo
Today · 4.125%
HK$86,937
baseline
▲ 0.50% · 4.625%
HK$91,519
+HK$4,582/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,874/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$987,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,323
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,288
−HK$3,013/mo
Today · 4.125%
HK$101,301
baseline
▲ 0.50% · 4.625%
HK$107,465
+HK$6,164/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,602/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,046
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,890
−HK$2,886/mo
Today · 4.125%
HK$111,776
baseline
▲ 0.50% · 4.625%
HK$117,668
+HK$5,892/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,552/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,035 · Scale 2, in force from 26 Feb 2026)