LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,959
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,606
−HK$1,674/mo
Today · 4.125%
HK$56,280
baseline
▲ 0.50% · 4.625%
HK$59,704
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,560/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,916
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,496
−HK$1,603/mo
Today · 4.125%
HK$62,099
baseline
▲ 0.50% · 4.625%
HK$65,372
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,198/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,550
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,527
−HK$2,009/mo
Today · 4.125%
HK$67,536
baseline
▲ 0.50% · 4.625%
HK$71,645
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,072/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,699
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,595
−HK$1,924/mo
Today · 4.125%
HK$74,519
baseline
▲ 0.50% · 4.625%
HK$78,447
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,038/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,142
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,448
−HK$2,343/mo
Today · 4.125%
HK$78,791
baseline
▲ 0.50% · 4.625%
HK$83,586
+HK$4,795/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,582/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$987,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,482
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,694
−HK$2,245/mo
Today · 4.125%
HK$86,939
baseline
▲ 0.50% · 4.625%
HK$91,521
+HK$4,582/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,878/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$987,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,326
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,291
−HK$3,012/mo
Today · 4.125%
HK$101,303
baseline
▲ 0.50% · 4.625%
HK$107,467
+HK$6,164/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,606/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,049
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,893
−HK$2,885/mo
Today · 4.125%
HK$111,778
baseline
▲ 0.50% · 4.625%
HK$117,670
+HK$5,892/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,556/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,057 · Scale 2, in force from 26 Feb 2026)