LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,962
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,609
−HK$1,674/mo
Today · 4.125%
HK$56,283
baseline
▲ 0.50% · 4.625%
HK$59,708
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,566/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,919
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,500
−HK$1,603/mo
Today · 4.125%
HK$62,103
baseline
▲ 0.50% · 4.625%
HK$65,376
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,206/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,554
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,531
−HK$2,008/mo
Today · 4.125%
HK$67,539
baseline
▲ 0.50% · 4.625%
HK$71,649
+HK$4,110/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,078/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,703
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,599
−HK$1,924/mo
Today · 4.125%
HK$74,523
baseline
▲ 0.50% · 4.625%
HK$78,451
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,046/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,146
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,453
−HK$2,343/mo
Today · 4.125%
HK$78,796
baseline
▲ 0.50% · 4.625%
HK$83,591
+HK$4,795/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,592/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$987,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,487
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,699
−HK$2,245/mo
Today · 4.125%
HK$86,944
baseline
▲ 0.50% · 4.625%
HK$91,527
+HK$4,583/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,888/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$987,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,331
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,296
−HK$3,013/mo
Today · 4.125%
HK$101,309
baseline
▲ 0.50% · 4.625%
HK$107,474
+HK$6,165/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,618/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,055
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,899
−HK$2,886/mo
Today · 4.125%
HK$111,785
baseline
▲ 0.50% · 4.625%
HK$117,677
+HK$5,892/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,570/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,114 · Scale 2, in force from 26 Feb 2026)