LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,962
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,610
−HK$1,674/mo
Today · 4.125%
HK$56,284
baseline
▲ 0.50% · 4.625%
HK$59,708
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,568/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,920
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,500
−HK$1,603/mo
Today · 4.125%
HK$62,103
baseline
▲ 0.50% · 4.625%
HK$65,377
+HK$3,274/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,206/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,555
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,532
−HK$2,008/mo
Today · 4.125%
HK$67,540
baseline
▲ 0.50% · 4.625%
HK$71,650
+HK$4,110/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,080/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,704
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,600
−HK$1,924/mo
Today · 4.125%
HK$74,524
baseline
▲ 0.50% · 4.625%
HK$78,452
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,048/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,147
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,454
−HK$2,343/mo
Today · 4.125%
HK$78,797
baseline
▲ 0.50% · 4.625%
HK$83,592
+HK$4,795/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,594/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,488
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,700
−HK$2,245/mo
Today · 4.125%
HK$86,945
baseline
▲ 0.50% · 4.625%
HK$91,528
+HK$4,583/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,890/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,332
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,298
−HK$3,012/mo
Today · 4.125%
HK$101,310
baseline
▲ 0.50% · 4.625%
HK$107,475
+HK$6,165/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,620/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,056
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,900
−HK$2,886/mo
Today · 4.125%
HK$111,786
baseline
▲ 0.50% · 4.625%
HK$117,678
+HK$5,892/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,572/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,126 · Scale 2, in force from 26 Feb 2026)