LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,963
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,610
−HK$1,674/mo
Today · 4.125%
HK$56,284
baseline
▲ 0.50% · 4.625%
HK$59,709
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,568/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,920
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,501
−HK$1,603/mo
Today · 4.125%
HK$62,104
baseline
▲ 0.50% · 4.625%
HK$65,377
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,208/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,555
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,532
−HK$2,009/mo
Today · 4.125%
HK$67,541
baseline
▲ 0.50% · 4.625%
HK$71,650
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,082/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,705
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,601
−HK$1,924/mo
Today · 4.125%
HK$74,525
baseline
▲ 0.50% · 4.625%
HK$78,453
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,050/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,148
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,454
−HK$2,344/mo
Today · 4.125%
HK$78,798
baseline
▲ 0.50% · 4.625%
HK$83,592
+HK$4,794/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,596/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,489
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,701
−HK$2,244/mo
Today · 4.125%
HK$86,945
baseline
▲ 0.50% · 4.625%
HK$91,528
+HK$4,583/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,890/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,333
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,298
−HK$3,013/mo
Today · 4.125%
HK$101,311
baseline
▲ 0.50% · 4.625%
HK$107,476
+HK$6,165/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,622/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,057
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,901
−HK$2,886/mo
Today · 4.125%
HK$111,787
baseline
▲ 0.50% · 4.625%
HK$117,679
+HK$5,892/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,574/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,133 · Scale 2, in force from 26 Feb 2026)