LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,967
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,614
−HK$1,674/mo
Today · 4.125%
HK$56,288
baseline
▲ 0.50% · 4.625%
HK$59,713
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,576/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,925
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,505
−HK$1,603/mo
Today · 4.125%
HK$62,108
baseline
▲ 0.50% · 4.625%
HK$65,382
+HK$3,274/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,216/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,560
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,537
−HK$2,009/mo
Today · 4.125%
HK$67,546
baseline
▲ 0.50% · 4.625%
HK$71,656
+HK$4,110/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,092/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,710
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,606
−HK$1,924/mo
Today · 4.125%
HK$74,530
baseline
▲ 0.50% · 4.625%
HK$78,458
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,060/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,153
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,460
−HK$2,343/mo
Today · 4.125%
HK$78,803
baseline
▲ 0.50% · 4.625%
HK$83,598
+HK$4,795/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,606/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,495
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,707
−HK$2,245/mo
Today · 4.125%
HK$86,952
baseline
▲ 0.50% · 4.625%
HK$91,535
+HK$4,583/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,904/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,340
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,305
−HK$3,013/mo
Today · 4.125%
HK$101,318
baseline
▲ 0.50% · 4.625%
HK$107,483
+HK$6,165/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,636/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,065
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,909
−HK$2,886/mo
Today · 4.125%
HK$111,795
baseline
▲ 0.50% · 4.625%
HK$117,688
+HK$5,893/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,590/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,204 · Scale 2, in force from 26 Feb 2026)