LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,967
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,615
−HK$1,674/mo
Today · 4.125%
HK$56,289
baseline
▲ 0.50% · 4.625%
HK$59,714
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,578/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,925
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,506
−HK$1,603/mo
Today · 4.125%
HK$62,109
baseline
▲ 0.50% · 4.625%
HK$65,383
+HK$3,274/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,218/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,561
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,538
−HK$2,008/mo
Today · 4.125%
HK$67,546
baseline
▲ 0.50% · 4.625%
HK$71,656
+HK$4,110/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,092/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,711
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,607
−HK$1,924/mo
Today · 4.125%
HK$74,531
baseline
▲ 0.50% · 4.625%
HK$78,459
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,062/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,154
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,461
−HK$2,343/mo
Today · 4.125%
HK$78,804
baseline
▲ 0.50% · 4.625%
HK$83,599
+HK$4,795/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,608/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,496
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,708
−HK$2,245/mo
Today · 4.125%
HK$86,953
baseline
▲ 0.50% · 4.625%
HK$91,536
+HK$4,583/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,906/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,341
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,307
−HK$3,013/mo
Today · 4.125%
HK$101,320
baseline
▲ 0.50% · 4.625%
HK$107,485
+HK$6,165/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,640/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,066
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,910
−HK$2,886/mo
Today · 4.125%
HK$111,796
baseline
▲ 0.50% · 4.625%
HK$117,689
+HK$5,893/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,592/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,216 · Scale 2, in force from 26 Feb 2026)