LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,969
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,617
−HK$1,674/mo
Today · 4.125%
HK$56,291
baseline
▲ 0.50% · 4.625%
HK$59,716
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,582/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,928
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,508
−HK$1,603/mo
Today · 4.125%
HK$62,111
baseline
▲ 0.50% · 4.625%
HK$65,385
+HK$3,274/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,222/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,563
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,540
−HK$2,009/mo
Today · 4.125%
HK$67,549
baseline
▲ 0.50% · 4.625%
HK$71,659
+HK$4,110/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,098/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,713
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,610
−HK$1,924/mo
Today · 4.125%
HK$74,534
baseline
▲ 0.50% · 4.625%
HK$78,463
+HK$3,929/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,068/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,157
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,464
−HK$2,343/mo
Today · 4.125%
HK$78,807
baseline
▲ 0.50% · 4.625%
HK$83,603
+HK$4,796/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,614/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,499
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,712
−HK$2,244/mo
Today · 4.125%
HK$86,956
baseline
▲ 0.50% · 4.625%
HK$91,540
+HK$4,584/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,912/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,345
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,310
−HK$3,014/mo
Today · 4.125%
HK$101,324
baseline
▲ 0.50% · 4.625%
HK$107,489
+HK$6,165/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,648/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,070
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,915
−HK$2,886/mo
Today · 4.125%
HK$111,801
baseline
▲ 0.50% · 4.625%
HK$117,694
+HK$5,893/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,602/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,256 · Scale 2, in force from 26 Feb 2026)