LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,970
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,618
−HK$1,674/mo
Today · 4.125%
HK$56,292
baseline
▲ 0.50% · 4.625%
HK$59,717
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,584/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,929
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,509
−HK$1,603/mo
Today · 4.125%
HK$62,112
baseline
▲ 0.50% · 4.625%
HK$65,386
+HK$3,274/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,224/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,564
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,541
−HK$2,009/mo
Today · 4.125%
HK$67,550
baseline
▲ 0.50% · 4.625%
HK$71,660
+HK$4,110/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,100/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,714
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,611
−HK$1,924/mo
Today · 4.125%
HK$74,535
baseline
▲ 0.50% · 4.625%
HK$78,464
+HK$3,929/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,070/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,158
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,465
−HK$2,343/mo
Today · 4.125%
HK$78,808
baseline
▲ 0.50% · 4.625%
HK$83,604
+HK$4,796/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,616/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,500
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,713
−HK$2,244/mo
Today · 4.125%
HK$86,957
baseline
▲ 0.50% · 4.625%
HK$91,541
+HK$4,584/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,914/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,346
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,312
−HK$3,013/mo
Today · 4.125%
HK$101,325
baseline
▲ 0.50% · 4.625%
HK$107,490
+HK$6,165/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,650/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,071
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,916
−HK$2,886/mo
Today · 4.125%
HK$111,802
baseline
▲ 0.50% · 4.625%
HK$117,695
+HK$5,893/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,604/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,268 · Scale 2, in force from 26 Feb 2026)