LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,973
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,620
−HK$1,674/mo
Today · 4.125%
HK$56,294
baseline
▲ 0.50% · 4.625%
HK$59,720
+HK$3,426/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,588/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,931
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,512
−HK$1,603/mo
Today · 4.125%
HK$62,115
baseline
▲ 0.50% · 4.625%
HK$65,389
+HK$3,274/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,230/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,567
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,544
−HK$2,009/mo
Today · 4.125%
HK$67,553
baseline
▲ 0.50% · 4.625%
HK$71,664
+HK$4,111/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,106/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,718
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,614
−HK$1,924/mo
Today · 4.125%
HK$74,538
baseline
▲ 0.50% · 4.625%
HK$78,467
+HK$3,929/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,076/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,162
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,468
−HK$2,344/mo
Today · 4.125%
HK$78,812
baseline
▲ 0.50% · 4.625%
HK$83,608
+HK$4,796/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,624/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,504
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,717
−HK$2,244/mo
Today · 4.125%
HK$86,961
baseline
▲ 0.50% · 4.625%
HK$91,545
+HK$4,584/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,922/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,351
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,317
−HK$3,013/mo
Today · 4.125%
HK$101,330
baseline
▲ 0.50% · 4.625%
HK$107,496
+HK$6,166/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,660/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,077
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,921
−HK$2,887/mo
Today · 4.125%
HK$111,808
baseline
▲ 0.50% · 4.625%
HK$117,701
+HK$5,893/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,616/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,316 · Scale 2, in force from 26 Feb 2026)