LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,975
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,623
−HK$1,674/mo
Today · 4.125%
HK$56,297
baseline
▲ 0.50% · 4.625%
HK$59,722
+HK$3,425/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,594/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,934
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,514
−HK$1,604/mo
Today · 4.125%
HK$62,118
baseline
▲ 0.50% · 4.625%
HK$65,392
+HK$3,274/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,236/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,570
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,547
−HK$2,009/mo
Today · 4.125%
HK$67,556
baseline
▲ 0.50% · 4.625%
HK$71,667
+HK$4,111/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,112/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,721
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,617
−HK$1,924/mo
Today · 4.125%
HK$74,541
baseline
▲ 0.50% · 4.625%
HK$78,471
+HK$3,930/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,082/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,165
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,472
−HK$2,343/mo
Today · 4.125%
HK$78,815
baseline
▲ 0.50% · 4.625%
HK$83,611
+HK$4,796/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,630/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,507
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,720
−HK$2,245/mo
Today · 4.125%
HK$86,965
baseline
▲ 0.50% · 4.625%
HK$91,549
+HK$4,584/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,930/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,355
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,321
−HK$3,013/mo
Today · 4.125%
HK$101,334
baseline
▲ 0.50% · 4.625%
HK$107,500
+HK$6,166/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,668/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,081
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,926
−HK$2,886/mo
Today · 4.125%
HK$111,812
baseline
▲ 0.50% · 4.625%
HK$117,706
+HK$5,894/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,624/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,357 · Scale 2, in force from 26 Feb 2026)