LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,976
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,623
−HK$1,675/mo
Today · 4.125%
HK$56,298
baseline
▲ 0.50% · 4.625%
HK$59,723
+HK$3,425/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,596/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,935
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,515
−HK$1,604/mo
Today · 4.125%
HK$62,119
baseline
▲ 0.50% · 4.625%
HK$65,393
+HK$3,274/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,238/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,571
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$65,548
−HK$2,009/mo
Today · 4.125%
HK$67,557
baseline
▲ 0.50% · 4.625%
HK$71,668
+HK$4,111/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,114/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,722
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,618
−HK$1,925/mo
Today · 4.125%
HK$74,543
baseline
▲ 0.50% · 4.625%
HK$78,472
+HK$3,929/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,086/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,166
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,473
−HK$2,344/mo
Today · 4.125%
HK$78,817
baseline
▲ 0.50% · 4.625%
HK$83,612
+HK$4,795/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,634/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,509
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,722
−HK$2,244/mo
Today · 4.125%
HK$86,966
baseline
▲ 0.50% · 4.625%
HK$91,551
+HK$4,585/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,932/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,356
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,322
−HK$3,014/mo
Today · 4.125%
HK$101,336
baseline
▲ 0.50% · 4.625%
HK$107,502
+HK$6,166/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,672/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,083
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,928
−HK$2,886/mo
Today · 4.125%
HK$111,814
baseline
▲ 0.50% · 4.625%
HK$117,708
+HK$5,894/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,628/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,373 · Scale 2, in force from 26 Feb 2026)