LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,977
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,625
−HK$1,675/mo
Today · 4.125%
HK$56,300
baseline
▲ 0.50% · 4.625%
HK$59,725
+HK$3,425/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,600/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,937
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,518
−HK$1,603/mo
Today · 4.125%
HK$62,121
baseline
▲ 0.50% · 4.625%
HK$65,396
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,242/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,573
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,550
−HK$2,010/mo
Today · 4.125%
HK$67,560
baseline
▲ 0.50% · 4.625%
HK$71,670
+HK$4,110/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,120/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,724
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,621
−HK$1,924/mo
Today · 4.125%
HK$74,545
baseline
▲ 0.50% · 4.625%
HK$78,475
+HK$3,930/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,090/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,168
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,476
−HK$2,344/mo
Today · 4.125%
HK$78,820
baseline
▲ 0.50% · 4.625%
HK$83,615
+HK$4,795/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,640/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,512
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,725
−HK$2,245/mo
Today · 4.125%
HK$86,970
baseline
▲ 0.50% · 4.625%
HK$91,554
+HK$4,584/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,940/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,359
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,326
−HK$3,013/mo
Today · 4.125%
HK$101,339
baseline
▲ 0.50% · 4.625%
HK$107,506
+HK$6,167/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,678/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,086
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,932
−HK$2,886/mo
Today · 4.125%
HK$111,818
baseline
▲ 0.50% · 4.625%
HK$117,712
+HK$5,894/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,636/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,408 · Scale 2, in force from 26 Feb 2026)