LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,978
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,626
−HK$1,675/mo
Today · 4.125%
HK$56,301
baseline
▲ 0.50% · 4.625%
HK$59,726
+HK$3,425/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,602/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,938
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,519
−HK$1,603/mo
Today · 4.125%
HK$62,122
baseline
▲ 0.50% · 4.625%
HK$65,397
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,244/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,574
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,552
−HK$2,009/mo
Today · 4.125%
HK$67,561
baseline
▲ 0.50% · 4.625%
HK$71,672
+HK$4,111/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,122/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,725
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,622
−HK$1,925/mo
Today · 4.125%
HK$74,547
baseline
▲ 0.50% · 4.625%
HK$78,476
+HK$3,929/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,094/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,170
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,477
−HK$2,344/mo
Today · 4.125%
HK$78,821
baseline
▲ 0.50% · 4.625%
HK$83,617
+HK$4,796/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,642/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,513
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,726
−HK$2,245/mo
Today · 4.125%
HK$86,971
baseline
▲ 0.50% · 4.625%
HK$91,555
+HK$4,584/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,942/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,361
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,327
−HK$3,014/mo
Today · 4.125%
HK$101,341
baseline
▲ 0.50% · 4.625%
HK$107,507
+HK$6,166/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,682/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,088
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,933
−HK$2,887/mo
Today · 4.125%
HK$111,820
baseline
▲ 0.50% · 4.625%
HK$117,714
+HK$5,894/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,640/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,424 · Scale 2, in force from 26 Feb 2026)