LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,980
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,628
−HK$1,674/mo
Today · 4.125%
HK$56,302
baseline
▲ 0.50% · 4.625%
HK$59,728
+HK$3,426/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,604/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,939
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,520
−HK$1,604/mo
Today · 4.125%
HK$62,124
baseline
▲ 0.50% · 4.625%
HK$65,398
+HK$3,274/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,248/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,576
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,553
−HK$2,010/mo
Today · 4.125%
HK$67,563
baseline
▲ 0.50% · 4.625%
HK$71,674
+HK$4,111/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,126/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,727
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,624
−HK$1,925/mo
Today · 4.125%
HK$74,549
baseline
▲ 0.50% · 4.625%
HK$78,478
+HK$3,929/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,098/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,172
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,479
−HK$2,344/mo
Today · 4.125%
HK$78,823
baseline
▲ 0.50% · 4.625%
HK$83,619
+HK$4,796/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,646/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,515
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,728
−HK$2,245/mo
Today · 4.125%
HK$86,973
baseline
▲ 0.50% · 4.625%
HK$91,558
+HK$4,585/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,946/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,364
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,330
−HK$3,014/mo
Today · 4.125%
HK$101,344
baseline
▲ 0.50% · 4.625%
HK$107,510
+HK$6,166/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,688/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,091
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,936
−HK$2,887/mo
Today · 4.125%
HK$111,823
baseline
▲ 0.50% · 4.625%
HK$117,717
+HK$5,894/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,646/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,452 · Scale 2, in force from 26 Feb 2026)