LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,981
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,629
−HK$1,674/mo
Today · 4.125%
HK$56,303
baseline
▲ 0.50% · 4.625%
HK$59,729
+HK$3,426/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,606/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,941
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,522
−HK$1,603/mo
Today · 4.125%
HK$62,125
baseline
▲ 0.50% · 4.625%
HK$65,400
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,250/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,577
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,555
−HK$2,009/mo
Today · 4.125%
HK$67,564
baseline
▲ 0.50% · 4.625%
HK$71,675
+HK$4,111/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,128/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,729
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,626
−HK$1,924/mo
Today · 4.125%
HK$74,550
baseline
▲ 0.50% · 4.625%
HK$78,480
+HK$3,930/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,100/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,173
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,481
−HK$2,344/mo
Today · 4.125%
HK$78,825
baseline
▲ 0.50% · 4.625%
HK$83,621
+HK$4,796/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,650/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,517
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,730
−HK$2,245/mo
Today · 4.125%
HK$86,975
baseline
▲ 0.50% · 4.625%
HK$91,560
+HK$4,585/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,950/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,366
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,332
−HK$3,014/mo
Today · 4.125%
HK$101,346
baseline
▲ 0.50% · 4.625%
HK$107,513
+HK$6,167/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,692/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,093
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,939
−HK$2,886/mo
Today · 4.125%
HK$111,825
baseline
▲ 0.50% · 4.625%
HK$117,720
+HK$5,895/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,650/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,474 · Scale 2, in force from 26 Feb 2026)