LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,983
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,631
−HK$1,675/mo
Today · 4.125%
HK$56,306
baseline
▲ 0.50% · 4.625%
HK$59,732
+HK$3,426/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,612/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,943
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,524
−HK$1,604/mo
Today · 4.125%
HK$62,128
baseline
▲ 0.50% · 4.625%
HK$65,403
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,256/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,580
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,557
−HK$2,010/mo
Today · 4.125%
HK$67,567
baseline
▲ 0.50% · 4.625%
HK$71,678
+HK$4,111/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,134/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,732
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,629
−HK$1,924/mo
Today · 4.125%
HK$74,553
baseline
▲ 0.50% · 4.625%
HK$78,483
+HK$3,930/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,106/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,176
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,484
−HK$2,344/mo
Today · 4.125%
HK$78,828
baseline
▲ 0.50% · 4.625%
HK$83,624
+HK$4,796/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,656/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,520
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,734
−HK$2,245/mo
Today · 4.125%
HK$86,979
baseline
▲ 0.50% · 4.625%
HK$91,564
+HK$4,585/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,958/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,370
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,336
−HK$3,014/mo
Today · 4.125%
HK$101,350
baseline
▲ 0.50% · 4.625%
HK$107,517
+HK$6,167/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,700/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,098
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,943
−HK$2,887/mo
Today · 4.125%
HK$111,830
baseline
▲ 0.50% · 4.625%
HK$117,725
+HK$5,895/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,660/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,514 · Scale 2, in force from 26 Feb 2026)