LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,985
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,634
−HK$1,674/mo
Today · 4.125%
HK$56,308
baseline
▲ 0.50% · 4.625%
HK$59,734
+HK$3,426/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,616/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,946
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,527
−HK$1,603/mo
Today · 4.125%
HK$62,130
baseline
▲ 0.50% · 4.625%
HK$65,405
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,260/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,582
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,560
−HK$2,010/mo
Today · 4.125%
HK$67,570
baseline
▲ 0.50% · 4.625%
HK$71,681
+HK$4,111/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,140/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,735
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$72,632
−HK$1,924/mo
Today · 4.125%
HK$74,556
baseline
▲ 0.50% · 4.625%
HK$78,486
+HK$3,930/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,112/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,180
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,487
−HK$2,344/mo
Today · 4.125%
HK$78,831
baseline
▲ 0.50% · 4.625%
HK$83,628
+HK$4,797/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,662/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,524
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,737
−HK$2,246/mo
Today · 4.125%
HK$86,983
baseline
▲ 0.50% · 4.625%
HK$91,567
+HK$4,584/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$173,966/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,374
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,340
−HK$3,014/mo
Today · 4.125%
HK$101,354
baseline
▲ 0.50% · 4.625%
HK$107,522
+HK$6,168/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,708/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,102
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,948
−HK$2,887/mo
Today · 4.125%
HK$111,835
baseline
▲ 0.50% · 4.625%
HK$117,730
+HK$5,895/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,670/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,556 · Scale 2, in force from 26 Feb 2026)