LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,987
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,635
−HK$1,675/mo
Today · 4.125%
HK$56,310
baseline
▲ 0.50% · 4.625%
HK$59,736
+HK$3,426/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,620/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,948
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,529
−HK$1,604/mo
Today · 4.125%
HK$62,133
baseline
▲ 0.50% · 4.625%
HK$65,408
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,266/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,585
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,563
−HK$2,009/mo
Today · 4.125%
HK$67,572
baseline
▲ 0.50% · 4.625%
HK$71,684
+HK$4,112/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$135,144/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,737
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,635
−HK$1,924/mo
Today · 4.125%
HK$74,559
baseline
▲ 0.50% · 4.625%
HK$78,489
+HK$3,930/mo
Deposit HK$9.29M · loan HK$13.94M · min. income ≈ HK$149,118/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,182
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,490
−HK$2,344/mo
Today · 4.125%
HK$78,834
baseline
▲ 0.50% · 4.625%
HK$83,631
+HK$4,797/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,668/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,527
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,740
−HK$2,246/mo
Today · 4.125%
HK$86,986
baseline
▲ 0.50% · 4.625%
HK$91,571
+HK$4,585/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$173,972/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,377
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,344
−HK$3,014/mo
Today · 4.125%
HK$101,358
baseline
▲ 0.50% · 4.625%
HK$107,525
+HK$6,167/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,716/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,106
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,952
−HK$2,887/mo
Today · 4.125%
HK$111,839
baseline
▲ 0.50% · 4.625%
HK$117,734
+HK$5,895/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,678/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,591 · Scale 2, in force from 26 Feb 2026)