LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,988
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,636
−HK$1,675/mo
Today · 4.125%
HK$56,311
baseline
▲ 0.50% · 4.625%
HK$59,737
+HK$3,426/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,622/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,949
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,530
−HK$1,604/mo
Today · 4.125%
HK$62,134
baseline
▲ 0.50% · 4.625%
HK$65,409
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,268/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,586
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$65,564
−HK$2,009/mo
Today · 4.125%
HK$67,573
baseline
▲ 0.50% · 4.625%
HK$71,685
+HK$4,112/mo
Deposit HK$9.30M · loan HK$13.94M · min. income ≈ HK$135,146/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,738
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,636
−HK$1,924/mo
Today · 4.125%
HK$74,560
baseline
▲ 0.50% · 4.625%
HK$78,490
+HK$3,930/mo
Deposit HK$9.30M · loan HK$13.94M · min. income ≈ HK$149,120/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,183
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,491
−HK$2,344/mo
Today · 4.125%
HK$78,835
baseline
▲ 0.50% · 4.625%
HK$83,632
+HK$4,797/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,670/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,528
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,742
−HK$2,245/mo
Today · 4.125%
HK$86,987
baseline
▲ 0.50% · 4.625%
HK$91,572
+HK$4,585/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$173,974/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,379
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,345
−HK$3,015/mo
Today · 4.125%
HK$101,360
baseline
▲ 0.50% · 4.625%
HK$107,527
+HK$6,167/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$202,720/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,108
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,953
−HK$2,887/mo
Today · 4.125%
HK$111,840
baseline
▲ 0.50% · 4.625%
HK$117,736
+HK$5,896/mo
Deposit HK$2.32M · loan HK$20.91M · min. income ≈ HK$223,680/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,606 · Scale 2, in force from 26 Feb 2026)