LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,992
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,640
−HK$1,675/mo
Today · 4.125%
HK$56,315
baseline
▲ 0.50% · 4.625%
HK$59,742
+HK$3,427/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,630/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,953
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,534
−HK$1,604/mo
Today · 4.125%
HK$62,138
baseline
▲ 0.50% · 4.625%
HK$65,413
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,276/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,590
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,568
−HK$2,010/mo
Today · 4.125%
HK$67,578
baseline
▲ 0.50% · 4.625%
HK$71,690
+HK$4,112/mo
Deposit HK$9.30M · loan HK$13.94M · min. income ≈ HK$135,156/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,744
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,641
−HK$1,925/mo
Today · 4.125%
HK$74,566
baseline
▲ 0.50% · 4.625%
HK$78,496
+HK$3,930/mo
Deposit HK$9.30M · loan HK$13.94M · min. income ≈ HK$149,132/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,189
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,496
−HK$2,345/mo
Today · 4.125%
HK$78,841
baseline
▲ 0.50% · 4.625%
HK$83,638
+HK$4,797/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,682/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,534
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,748
−HK$2,245/mo
Today · 4.125%
HK$86,993
baseline
▲ 0.50% · 4.625%
HK$91,579
+HK$4,586/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$173,986/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,386
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,353
−HK$3,014/mo
Today · 4.125%
HK$101,367
baseline
▲ 0.50% · 4.625%
HK$107,535
+HK$6,168/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$202,734/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,115
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,961
−HK$2,888/mo
Today · 4.125%
HK$111,849
baseline
▲ 0.50% · 4.625%
HK$117,744
+HK$5,895/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$223,698/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,678 · Scale 2, in force from 26 Feb 2026)