LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,995
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,643
−HK$1,675/mo
Today · 4.125%
HK$56,318
baseline
▲ 0.50% · 4.625%
HK$59,745
+HK$3,427/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,636/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,956
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,538
−HK$1,604/mo
Today · 4.125%
HK$62,142
baseline
▲ 0.50% · 4.625%
HK$65,417
+HK$3,275/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,284/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,594
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,572
−HK$2,010/mo
Today · 4.125%
HK$67,582
baseline
▲ 0.50% · 4.625%
HK$71,694
+HK$4,112/mo
Deposit HK$9.30M · loan HK$13.94M · min. income ≈ HK$135,164/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,748
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$72,645
−HK$1,925/mo
Today · 4.125%
HK$74,570
baseline
▲ 0.50% · 4.625%
HK$78,501
+HK$3,931/mo
Deposit HK$9.30M · loan HK$13.94M · min. income ≈ HK$149,140/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,193
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,501
−HK$2,344/mo
Today · 4.125%
HK$78,845
baseline
▲ 0.50% · 4.625%
HK$83,643
+HK$4,798/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,690/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,539
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,753
−HK$2,245/mo
Today · 4.125%
HK$86,998
baseline
▲ 0.50% · 4.625%
HK$91,584
+HK$4,586/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$173,996/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,391
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,358
−HK$3,015/mo
Today · 4.125%
HK$101,373
baseline
▲ 0.50% · 4.625%
HK$107,541
+HK$6,168/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$202,746/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,121
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,968
−HK$2,887/mo
Today · 4.125%
HK$111,855
baseline
▲ 0.50% · 4.625%
HK$117,751
+HK$5,896/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$223,710/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,734 · Scale 2, in force from 26 Feb 2026)