LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,000
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,648
−HK$1,675/mo
Today · 4.125%
HK$56,323
baseline
▲ 0.50% · 4.625%
HK$59,751
+HK$3,428/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,646/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,962
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,543
−HK$1,604/mo
Today · 4.125%
HK$62,147
baseline
▲ 0.50% · 4.625%
HK$65,423
+HK$3,276/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,294/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,600
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,578
−HK$2,010/mo
Today · 4.125%
HK$67,588
baseline
▲ 0.50% · 4.625%
HK$71,701
+HK$4,113/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,176/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$987,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,754
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,652
−HK$1,925/mo
Today · 4.125%
HK$74,577
baseline
▲ 0.50% · 4.625%
HK$78,508
+HK$3,931/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,154/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$987,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,200
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,508
−HK$2,345/mo
Today · 4.125%
HK$78,853
baseline
▲ 0.50% · 4.625%
HK$83,651
+HK$4,798/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,706/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,547
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,760
−HK$2,246/mo
Today · 4.125%
HK$87,006
baseline
▲ 0.50% · 4.625%
HK$91,593
+HK$4,587/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$174,012/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,400
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,367
−HK$3,015/mo
Today · 4.125%
HK$101,382
baseline
▲ 0.50% · 4.625%
HK$107,551
+HK$6,169/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$202,764/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,131
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,978
−HK$2,887/mo
Today · 4.125%
HK$111,865
baseline
▲ 0.50% · 4.625%
HK$117,762
+HK$5,897/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$223,730/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,826 · Scale 2, in force from 26 Feb 2026)