LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,002
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,651
−HK$1,675/mo
Today · 4.125%
HK$56,326
baseline
▲ 0.50% · 4.625%
HK$59,753
+HK$3,427/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,652/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,965
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,546
−HK$1,604/mo
Today · 4.125%
HK$62,150
baseline
▲ 0.50% · 4.625%
HK$65,426
+HK$3,276/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,300/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,603
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$65,581
−HK$2,010/mo
Today · 4.125%
HK$67,591
baseline
▲ 0.50% · 4.625%
HK$71,704
+HK$4,113/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,182/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$987,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,757
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,655
−HK$1,925/mo
Today · 4.125%
HK$74,580
baseline
▲ 0.50% · 4.625%
HK$78,511
+HK$3,931/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,160/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$987,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,203
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,511
−HK$2,345/mo
Today · 4.125%
HK$78,856
baseline
▲ 0.50% · 4.625%
HK$83,655
+HK$4,799/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,712/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,550
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,764
−HK$2,246/mo
Today · 4.125%
HK$87,010
baseline
▲ 0.50% · 4.625%
HK$91,597
+HK$4,587/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$174,020/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,404
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,372
−HK$3,015/mo
Today · 4.125%
HK$101,387
baseline
▲ 0.50% · 4.625%
HK$107,556
+HK$6,169/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$202,774/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,136
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,983
−HK$2,887/mo
Today · 4.125%
HK$111,870
baseline
▲ 0.50% · 4.625%
HK$117,767
+HK$5,897/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$223,740/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,871 · Scale 2, in force from 26 Feb 2026)