LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,009
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,658
−HK$1,675/mo
Today · 4.125%
HK$56,333
baseline
▲ 0.50% · 4.625%
HK$59,761
+HK$3,428/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,666/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,972
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,553
−HK$1,605/mo
Today · 4.125%
HK$62,158
baseline
▲ 0.50% · 4.625%
HK$65,434
+HK$3,276/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,316/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$987,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,611
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,589
−HK$2,011/mo
Today · 4.125%
HK$67,600
baseline
▲ 0.50% · 4.625%
HK$71,713
+HK$4,113/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,200/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$987,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,766
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,664
−HK$1,926/mo
Today · 4.125%
HK$74,590
baseline
▲ 0.50% · 4.625%
HK$78,521
+HK$3,931/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,180/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$987,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,212
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,521
−HK$2,345/mo
Today · 4.125%
HK$78,866
baseline
▲ 0.50% · 4.625%
HK$83,665
+HK$4,799/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,732/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,561
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,775
−HK$2,246/mo
Today · 4.125%
HK$87,021
baseline
▲ 0.50% · 4.625%
HK$91,608
+HK$4,587/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$174,042/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$987,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,416
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,384
−HK$3,015/mo
Today · 4.125%
HK$101,399
baseline
▲ 0.50% · 4.625%
HK$107,569
+HK$6,170/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$202,798/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,149
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,996
−HK$2,888/mo
Today · 4.125%
HK$111,884
baseline
▲ 0.50% · 4.625%
HK$117,782
+HK$5,898/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$223,768/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,994 · Scale 2, in force from 26 Feb 2026)