LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,012
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,660
−HK$1,676/mo
Today · 4.125%
HK$56,336
baseline
▲ 0.50% · 4.625%
HK$59,764
+HK$3,428/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,672/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,975
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,556
−HK$1,605/mo
Today · 4.125%
HK$62,161
baseline
▲ 0.50% · 4.625%
HK$65,438
+HK$3,277/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,322/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,614
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,593
−HK$2,010/mo
Today · 4.125%
HK$67,603
baseline
▲ 0.50% · 4.625%
HK$71,716
+HK$4,113/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,206/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,770
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,668
−HK$1,925/mo
Today · 4.125%
HK$74,593
baseline
▲ 0.50% · 4.625%
HK$78,525
+HK$3,932/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,186/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,216
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,525
−HK$2,345/mo
Today · 4.125%
HK$78,870
baseline
▲ 0.50% · 4.625%
HK$83,669
+HK$4,799/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,740/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,565
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,779
−HK$2,246/mo
Today · 4.125%
HK$87,025
baseline
▲ 0.50% · 4.625%
HK$91,613
+HK$4,588/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$174,050/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,421
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,389
−HK$3,015/mo
Today · 4.125%
HK$101,404
baseline
▲ 0.50% · 4.625%
HK$107,575
+HK$6,171/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$202,808/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,155
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$109,002
−HK$2,888/mo
Today · 4.125%
HK$111,890
baseline
▲ 0.50% · 4.625%
HK$117,788
+HK$5,898/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$223,780/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,043 · Scale 2, in force from 26 Feb 2026)