LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,015
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,664
−HK$1,675/mo
Today · 4.125%
HK$56,339
baseline
▲ 0.50% · 4.625%
HK$59,767
+HK$3,428/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,678/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,978
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,560
−HK$1,605/mo
Today · 4.125%
HK$62,165
baseline
▲ 0.50% · 4.625%
HK$65,442
+HK$3,277/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,330/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,618
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,597
−HK$2,010/mo
Today · 4.125%
HK$67,607
baseline
▲ 0.50% · 4.625%
HK$71,721
+HK$4,114/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,214/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,774
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,672
−HK$1,926/mo
Today · 4.125%
HK$74,598
baseline
▲ 0.50% · 4.625%
HK$78,530
+HK$3,932/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,196/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,221
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,529
−HK$2,346/mo
Today · 4.125%
HK$78,875
baseline
▲ 0.50% · 4.625%
HK$83,674
+HK$4,799/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,750/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,570
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,784
−HK$2,247/mo
Today · 4.125%
HK$87,031
baseline
▲ 0.50% · 4.625%
HK$91,618
+HK$4,587/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$174,062/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,427
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,395
−HK$3,016/mo
Today · 4.125%
HK$101,411
baseline
▲ 0.50% · 4.625%
HK$107,581
+HK$6,170/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$202,822/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,161
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,008
−HK$2,889/mo
Today · 4.125%
HK$111,897
baseline
▲ 0.50% · 4.625%
HK$117,795
+HK$5,898/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$223,794/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,105 · Scale 2, in force from 26 Feb 2026)