LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,015
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,664
−HK$1,676/mo
Today · 4.125%
HK$56,340
baseline
▲ 0.50% · 4.625%
HK$59,768
+HK$3,428/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$112,680/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,979
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,561
−HK$1,605/mo
Today · 4.125%
HK$62,166
baseline
▲ 0.50% · 4.625%
HK$65,442
+HK$3,276/mo
Deposit HK$11.62M · loan HK$11.62M · min. income ≈ HK$124,332/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,618
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,597
−HK$2,011/mo
Today · 4.125%
HK$67,608
baseline
▲ 0.50% · 4.625%
HK$71,722
+HK$4,114/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,216/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,775
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,673
−HK$1,926/mo
Today · 4.125%
HK$74,599
baseline
▲ 0.50% · 4.625%
HK$78,531
+HK$3,932/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,198/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,222
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,530
−HK$2,346/mo
Today · 4.125%
HK$78,876
baseline
▲ 0.50% · 4.625%
HK$83,675
+HK$4,799/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$157,752/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,571
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,785
−HK$2,247/mo
Today · 4.125%
HK$87,032
baseline
▲ 0.50% · 4.625%
HK$91,619
+HK$4,587/mo
Deposit HK$6.97M · loan HK$16.27M · min. income ≈ HK$174,064/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,428
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,396
−HK$3,016/mo
Today · 4.125%
HK$101,412
baseline
▲ 0.50% · 4.625%
HK$107,583
+HK$6,171/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$202,824/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,162
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,010
−HK$2,888/mo
Today · 4.125%
HK$111,898
baseline
▲ 0.50% · 4.625%
HK$117,796
+HK$5,898/mo
Deposit HK$2.32M · loan HK$20.92M · min. income ≈ HK$223,796/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,115 · Scale 2, in force from 26 Feb 2026)