LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,017
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,666
−HK$1,675/mo
Today · 4.125%
HK$56,341
baseline
▲ 0.50% · 4.625%
HK$59,770
+HK$3,429/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,682/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,981
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,562
−HK$1,605/mo
Today · 4.125%
HK$62,167
baseline
▲ 0.50% · 4.625%
HK$65,444
+HK$3,277/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,334/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,620
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,599
−HK$2,011/mo
Today · 4.125%
HK$67,610
baseline
▲ 0.50% · 4.625%
HK$71,723
+HK$4,113/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,220/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,777
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$72,675
−HK$1,925/mo
Today · 4.125%
HK$74,600
baseline
▲ 0.50% · 4.625%
HK$78,533
+HK$3,933/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,200/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,223
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,532
−HK$2,346/mo
Today · 4.125%
HK$78,878
baseline
▲ 0.50% · 4.625%
HK$83,677
+HK$4,799/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,756/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,573
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,787
−HK$2,247/mo
Today · 4.125%
HK$87,034
baseline
▲ 0.50% · 4.625%
HK$91,622
+HK$4,588/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,068/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,430
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,398
−HK$3,016/mo
Today · 4.125%
HK$101,414
baseline
▲ 0.50% · 4.625%
HK$107,585
+HK$6,171/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,828/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,165
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,012
−HK$2,889/mo
Today · 4.125%
HK$111,901
baseline
▲ 0.50% · 4.625%
HK$117,799
+HK$5,898/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,802/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,139 · Scale 2, in force from 26 Feb 2026)