LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,017
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,666
−HK$1,676/mo
Today · 4.125%
HK$56,342
baseline
▲ 0.50% · 4.625%
HK$59,770
+HK$3,428/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,684/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,981
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,563
−HK$1,605/mo
Today · 4.125%
HK$62,168
baseline
▲ 0.50% · 4.625%
HK$65,445
+HK$3,277/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,336/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,621
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$65,600
−HK$2,010/mo
Today · 4.125%
HK$67,610
baseline
▲ 0.50% · 4.625%
HK$71,724
+HK$4,114/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,220/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,777
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,676
−HK$1,925/mo
Today · 4.125%
HK$74,601
baseline
▲ 0.50% · 4.625%
HK$78,534
+HK$3,933/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,202/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,224
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,533
−HK$2,346/mo
Today · 4.125%
HK$78,879
baseline
▲ 0.50% · 4.625%
HK$83,678
+HK$4,799/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,758/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,574
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,788
−HK$2,247/mo
Today · 4.125%
HK$87,035
baseline
▲ 0.50% · 4.625%
HK$91,622
+HK$4,587/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,070/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,431
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,399
−HK$3,016/mo
Today · 4.125%
HK$101,415
baseline
▲ 0.50% · 4.625%
HK$107,586
+HK$6,171/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,830/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,166
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,013
−HK$2,889/mo
Today · 4.125%
HK$111,902
baseline
▲ 0.50% · 4.625%
HK$117,800
+HK$5,898/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,804/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,149 · Scale 2, in force from 26 Feb 2026)