LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,018
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,668
−HK$1,675/mo
Today · 4.125%
HK$56,343
baseline
▲ 0.50% · 4.625%
HK$59,772
+HK$3,429/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,686/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,983
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,564
−HK$1,605/mo
Today · 4.125%
HK$62,169
baseline
▲ 0.50% · 4.625%
HK$65,446
+HK$3,277/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,338/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,622
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,601
−HK$2,011/mo
Today · 4.125%
HK$67,612
baseline
▲ 0.50% · 4.625%
HK$71,726
+HK$4,114/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,224/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,779
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,677
−HK$1,926/mo
Today · 4.125%
HK$74,603
baseline
▲ 0.50% · 4.625%
HK$78,535
+HK$3,932/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,206/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,226
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,535
−HK$2,345/mo
Today · 4.125%
HK$78,880
baseline
▲ 0.50% · 4.625%
HK$83,680
+HK$4,800/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,760/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,576
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,790
−HK$2,247/mo
Today · 4.125%
HK$87,037
baseline
▲ 0.50% · 4.625%
HK$91,625
+HK$4,588/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,074/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,433
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,402
−HK$3,016/mo
Today · 4.125%
HK$101,418
baseline
▲ 0.50% · 4.625%
HK$107,589
+HK$6,171/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,836/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,169
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,016
−HK$2,889/mo
Today · 4.125%
HK$111,905
baseline
▲ 0.50% · 4.625%
HK$117,803
+HK$5,898/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,810/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,172 · Scale 2, in force from 26 Feb 2026)