LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,020
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,669
−HK$1,676/mo
Today · 4.125%
HK$56,345
baseline
▲ 0.50% · 4.625%
HK$59,773
+HK$3,428/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,690/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,984
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,566
−HK$1,605/mo
Today · 4.125%
HK$62,171
baseline
▲ 0.50% · 4.625%
HK$65,448
+HK$3,277/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,342/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,624
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,603
−HK$2,011/mo
Today · 4.125%
HK$67,614
baseline
▲ 0.50% · 4.625%
HK$71,728
+HK$4,114/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,228/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,781
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,679
−HK$1,926/mo
Today · 4.125%
HK$74,605
baseline
▲ 0.50% · 4.625%
HK$78,538
+HK$3,933/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,210/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,228
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,537
−HK$2,346/mo
Today · 4.125%
HK$78,883
baseline
▲ 0.50% · 4.625%
HK$83,682
+HK$4,799/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,766/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,578
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,793
−HK$2,246/mo
Today · 4.125%
HK$87,039
baseline
▲ 0.50% · 4.625%
HK$91,627
+HK$4,588/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,078/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,436
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,404
−HK$3,017/mo
Today · 4.125%
HK$101,421
baseline
▲ 0.50% · 4.625%
HK$107,592
+HK$6,171/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,842/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,171
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,019
−HK$2,889/mo
Today · 4.125%
HK$111,908
baseline
▲ 0.50% · 4.625%
HK$117,806
+HK$5,898/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,816/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,200 · Scale 2, in force from 26 Feb 2026)