LTV · monthly repayment
▼ 0.50% · 3.625%
HK$530,206
−HK$33,248/mo
▼ 0.25% · 3.875%
HK$546,698
−HK$16,756/mo
Today · 4.125%
HK$563,454
baseline
▲ 0.50% · 4.625%
HK$597,739
+HK$34,285/mo
Deposit HK$116.26M · loan HK$116.26M · min. income ≈ HK$1,126,908/mo (50% DSR)
Upfront cash ≈ HK$131.37M (deposit + AVD stamp duty HK$15,113,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$589,848
−HK$31,868/mo
▼ 0.25% · 3.875%
HK$605,668
−HK$16,048/mo
Today · 4.125%
HK$621,716
baseline
▲ 0.50% · 4.625%
HK$654,488
+HK$32,772/mo
Deposit HK$116.26M · loan HK$116.26M · min. income ≈ HK$1,243,432/mo (50% DSR)
Upfront cash ≈ HK$131.37M (deposit + AVD stamp duty HK$15,113,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$636,247
−HK$39,898/mo
▼ 0.25% · 3.875%
HK$656,038
−HK$20,107/mo
Today · 4.125%
HK$676,145
baseline
▲ 0.50% · 4.625%
HK$717,287
+HK$41,142/mo
Deposit HK$93.01M · loan HK$139.51M · min. income ≈ HK$1,352,290/mo (50% DSR)
Upfront cash ≈ HK$108.12M (deposit + AVD stamp duty HK$15,113,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$707,818
−HK$38,241/mo
▼ 0.25% · 3.875%
HK$726,801
−HK$19,258/mo
Today · 4.125%
HK$746,059
baseline
▲ 0.50% · 4.625%
HK$785,385
+HK$39,326/mo
Deposit HK$93.01M · loan HK$139.51M · min. income ≈ HK$1,492,118/mo (50% DSR)
Upfront cash ≈ HK$108.12M (deposit + AVD stamp duty HK$15,113,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$742,288
−HK$46,548/mo
▼ 0.25% · 3.875%
HK$765,377
−HK$23,459/mo
Today · 4.125%
HK$788,836
baseline
▲ 0.50% · 4.625%
HK$836,835
+HK$47,999/mo
Deposit HK$69.76M · loan HK$162.76M · min. income ≈ HK$1,577,672/mo (50% DSR)
Upfront cash ≈ HK$84.87M (deposit + AVD stamp duty HK$15,113,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$825,788
−HK$44,615/mo
▼ 0.25% · 3.875%
HK$847,935
−HK$22,468/mo
Today · 4.125%
HK$870,403
baseline
▲ 0.50% · 4.625%
HK$916,283
+HK$45,880/mo
Deposit HK$69.76M · loan HK$162.76M · min. income ≈ HK$1,740,806/mo (50% DSR)
Upfront cash ≈ HK$84.87M (deposit + AVD stamp duty HK$15,113,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$954,370
−HK$59,848/mo
▼ 0.25% · 3.875%
HK$984,057
−HK$30,161/mo
Today · 4.125%
HK$1,014,218
baseline
▲ 0.50% · 4.625%
HK$1,075,930
+HK$61,712/mo
Deposit HK$23.25M · loan HK$209.27M · min. income ≈ HK$2,028,436/mo (50% DSR)
Upfront cash ≈ HK$38.37M (deposit + AVD stamp duty HK$15,113,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,061,727
−HK$57,362/mo
▼ 0.25% · 3.875%
HK$1,090,202
−HK$28,887/mo
Today · 4.125%
HK$1,119,089
baseline
▲ 0.50% · 4.625%
HK$1,178,078
+HK$58,989/mo
Deposit HK$23.25M · loan HK$209.27M · min. income ≈ HK$2,238,178/mo (50% DSR)
Upfront cash ≈ HK$38.37M (deposit + AVD stamp duty HK$15,113,812 · Scale 2, in force from 26 Feb 2026)