LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,021
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,670
−HK$1,676/mo
Today · 4.125%
HK$56,346
baseline
▲ 0.50% · 4.625%
HK$59,775
+HK$3,429/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,692/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,986
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,568
−HK$1,604/mo
Today · 4.125%
HK$62,172
baseline
▲ 0.50% · 4.625%
HK$65,450
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,344/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,625
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,605
−HK$2,010/mo
Today · 4.125%
HK$67,615
baseline
▲ 0.50% · 4.625%
HK$71,730
+HK$4,115/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,230/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,783
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,681
−HK$1,926/mo
Today · 4.125%
HK$74,607
baseline
▲ 0.50% · 4.625%
HK$78,539
+HK$3,932/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,214/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,230
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,539
−HK$2,346/mo
Today · 4.125%
HK$78,885
baseline
▲ 0.50% · 4.625%
HK$83,684
+HK$4,799/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,770/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,580
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,795
−HK$2,246/mo
Today · 4.125%
HK$87,041
baseline
▲ 0.50% · 4.625%
HK$91,629
+HK$4,588/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,082/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,438
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,407
−HK$3,016/mo
Today · 4.125%
HK$101,423
baseline
▲ 0.50% · 4.625%
HK$107,594
+HK$6,171/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,846/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,174
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,022
−HK$2,888/mo
Today · 4.125%
HK$111,910
baseline
▲ 0.50% · 4.625%
HK$117,809
+HK$5,899/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,820/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,223 · Scale 2, in force from 26 Feb 2026)