LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,024
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,673
−HK$1,676/mo
Today · 4.125%
HK$56,349
baseline
▲ 0.50% · 4.625%
HK$59,777
+HK$3,428/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,698/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,988
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,570
−HK$1,605/mo
Today · 4.125%
HK$62,175
baseline
▲ 0.50% · 4.625%
HK$65,453
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,350/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$988,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,628
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,608
−HK$2,010/mo
Today · 4.125%
HK$67,618
baseline
▲ 0.50% · 4.625%
HK$71,733
+HK$4,115/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,236/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,786
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,684
−HK$1,926/mo
Today · 4.125%
HK$74,610
baseline
▲ 0.50% · 4.625%
HK$78,543
+HK$3,933/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,220/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,233
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,542
−HK$2,346/mo
Today · 4.125%
HK$78,888
baseline
▲ 0.50% · 4.625%
HK$83,688
+HK$4,800/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,776/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,584
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,798
−HK$2,247/mo
Today · 4.125%
HK$87,045
baseline
▲ 0.50% · 4.625%
HK$91,634
+HK$4,589/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,090/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,443
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,411
−HK$3,017/mo
Today · 4.125%
HK$101,428
baseline
▲ 0.50% · 4.625%
HK$107,599
+HK$6,171/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,856/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,179
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,027
−HK$2,888/mo
Today · 4.125%
HK$111,915
baseline
▲ 0.50% · 4.625%
HK$117,815
+HK$5,900/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,830/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,269 · Scale 2, in force from 26 Feb 2026)