LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,026
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,675
−HK$1,676/mo
Today · 4.125%
HK$56,351
baseline
▲ 0.50% · 4.625%
HK$59,780
+HK$3,429/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,702/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,991
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,573
−HK$1,605/mo
Today · 4.125%
HK$62,178
baseline
▲ 0.50% · 4.625%
HK$65,455
+HK$3,277/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,356/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,631
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,610
−HK$2,011/mo
Today · 4.125%
HK$67,621
baseline
▲ 0.50% · 4.625%
HK$71,736
+HK$4,115/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,242/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,789
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$72,687
−HK$1,926/mo
Today · 4.125%
HK$74,613
baseline
▲ 0.50% · 4.625%
HK$78,546
+HK$3,933/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,226/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,236
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,545
−HK$2,346/mo
Today · 4.125%
HK$78,891
baseline
▲ 0.50% · 4.625%
HK$83,692
+HK$4,801/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,782/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,587
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,802
−HK$2,247/mo
Today · 4.125%
HK$87,049
baseline
▲ 0.50% · 4.625%
HK$91,637
+HK$4,588/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,098/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,446
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,415
−HK$3,017/mo
Today · 4.125%
HK$101,432
baseline
▲ 0.50% · 4.625%
HK$107,604
+HK$6,172/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,864/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,183
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,031
−HK$2,889/mo
Today · 4.125%
HK$111,920
baseline
▲ 0.50% · 4.625%
HK$117,819
+HK$5,899/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,840/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,308 · Scale 2, in force from 26 Feb 2026)