LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,027
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,676
−HK$1,676/mo
Today · 4.125%
HK$56,352
baseline
▲ 0.50% · 4.625%
HK$59,781
+HK$3,429/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,704/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,992
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,574
−HK$1,605/mo
Today · 4.125%
HK$62,179
baseline
▲ 0.50% · 4.625%
HK$65,457
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,358/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,632
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,612
−HK$2,011/mo
Today · 4.125%
HK$67,623
baseline
▲ 0.50% · 4.625%
HK$71,737
+HK$4,114/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,246/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,790
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,689
−HK$1,926/mo
Today · 4.125%
HK$74,615
baseline
▲ 0.50% · 4.625%
HK$78,548
+HK$3,933/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,230/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,238
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,547
−HK$2,346/mo
Today · 4.125%
HK$78,893
baseline
▲ 0.50% · 4.625%
HK$83,694
+HK$4,801/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,786/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,589
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,804
−HK$2,247/mo
Today · 4.125%
HK$87,051
baseline
▲ 0.50% · 4.625%
HK$91,639
+HK$4,588/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,102/mo (50% DSR)
Upfront cash ≈ HK$7.96M (deposit + AVD stamp duty HK$988,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,449
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,418
−HK$3,016/mo
Today · 4.125%
HK$101,434
baseline
▲ 0.50% · 4.625%
HK$107,606
+HK$6,172/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,868/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,186
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,034
−HK$2,889/mo
Today · 4.125%
HK$111,923
baseline
▲ 0.50% · 4.625%
HK$117,822
+HK$5,899/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,846/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,332 · Scale 2, in force from 26 Feb 2026)