LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,031
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,681
−HK$1,676/mo
Today · 4.125%
HK$56,357
baseline
▲ 0.50% · 4.625%
HK$59,786
+HK$3,429/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,714/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,997
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,579
−HK$1,605/mo
Today · 4.125%
HK$62,184
baseline
▲ 0.50% · 4.625%
HK$65,462
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,368/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,637
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,617
−HK$2,011/mo
Today · 4.125%
HK$67,628
baseline
▲ 0.50% · 4.625%
HK$71,743
+HK$4,115/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,256/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,796
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,695
−HK$1,926/mo
Today · 4.125%
HK$74,621
baseline
▲ 0.50% · 4.625%
HK$78,554
+HK$3,933/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,242/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,244
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$76,553
−HK$2,346/mo
Today · 4.125%
HK$78,899
baseline
▲ 0.50% · 4.625%
HK$83,700
+HK$4,801/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,798/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,595
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,810
−HK$2,248/mo
Today · 4.125%
HK$87,058
baseline
▲ 0.50% · 4.625%
HK$91,647
+HK$4,589/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,116/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,456
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,425
−HK$3,017/mo
Today · 4.125%
HK$101,442
baseline
▲ 0.50% · 4.625%
HK$107,615
+HK$6,173/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,884/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,194
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,042
−HK$2,889/mo
Today · 4.125%
HK$111,931
baseline
▲ 0.50% · 4.625%
HK$117,831
+HK$5,900/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,862/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,409 · Scale 2, in force from 26 Feb 2026)