LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,033
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,683
−HK$1,676/mo
Today · 4.125%
HK$56,359
baseline
▲ 0.50% · 4.625%
HK$59,788
+HK$3,429/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,718/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,999
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,581
−HK$1,605/mo
Today · 4.125%
HK$62,186
baseline
▲ 0.50% · 4.625%
HK$65,464
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,372/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,640
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,619
−HK$2,011/mo
Today · 4.125%
HK$67,630
baseline
▲ 0.50% · 4.625%
HK$71,745
+HK$4,115/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,260/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,798
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,697
−HK$1,926/mo
Today · 4.125%
HK$74,623
baseline
▲ 0.50% · 4.625%
HK$78,557
+HK$3,934/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,246/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,246
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,556
−HK$2,346/mo
Today · 4.125%
HK$78,902
baseline
▲ 0.50% · 4.625%
HK$83,703
+HK$4,801/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,804/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,598
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,813
−HK$2,248/mo
Today · 4.125%
HK$87,061
baseline
▲ 0.50% · 4.625%
HK$91,650
+HK$4,589/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,122/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,459
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,429
−HK$3,016/mo
Today · 4.125%
HK$101,445
baseline
▲ 0.50% · 4.625%
HK$107,618
+HK$6,173/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,890/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,197
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,046
−HK$2,889/mo
Today · 4.125%
HK$111,935
baseline
▲ 0.50% · 4.625%
HK$117,835
+HK$5,900/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,870/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,442 · Scale 2, in force from 26 Feb 2026)