LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,034
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,683
−HK$1,677/mo
Today · 4.125%
HK$56,360
baseline
▲ 0.50% · 4.625%
HK$59,789
+HK$3,429/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,720/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,000
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,582
−HK$1,605/mo
Today · 4.125%
HK$62,187
baseline
▲ 0.50% · 4.625%
HK$65,465
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,374/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,641
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$65,620
−HK$2,011/mo
Today · 4.125%
HK$67,631
baseline
▲ 0.50% · 4.625%
HK$71,747
+HK$4,116/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$135,262/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,800
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,698
−HK$1,927/mo
Today · 4.125%
HK$74,625
baseline
▲ 0.50% · 4.625%
HK$78,558
+HK$3,933/mo
Deposit HK$9.30M · loan HK$13.95M · min. income ≈ HK$149,250/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,247
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,557
−HK$2,346/mo
Today · 4.125%
HK$78,903
baseline
▲ 0.50% · 4.625%
HK$83,704
+HK$4,801/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,806/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,599
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,815
−HK$2,247/mo
Today · 4.125%
HK$87,062
baseline
▲ 0.50% · 4.625%
HK$91,651
+HK$4,589/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,124/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,461
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,430
−HK$3,017/mo
Today · 4.125%
HK$101,447
baseline
▲ 0.50% · 4.625%
HK$107,620
+HK$6,173/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,894/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,199
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,048
−HK$2,889/mo
Today · 4.125%
HK$111,937
baseline
▲ 0.50% · 4.625%
HK$117,837
+HK$5,900/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,874/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,459 · Scale 2, in force from 26 Feb 2026)