LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,038
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,688
−HK$1,676/mo
Today · 4.125%
HK$56,364
baseline
▲ 0.50% · 4.625%
HK$59,794
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,728/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,004
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,587
−HK$1,605/mo
Today · 4.125%
HK$62,192
baseline
▲ 0.50% · 4.625%
HK$65,470
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,384/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,646
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,625
−HK$2,012/mo
Today · 4.125%
HK$67,637
baseline
▲ 0.50% · 4.625%
HK$71,752
+HK$4,115/mo
Deposit HK$9.30M · loan HK$13.96M · min. income ≈ HK$135,274/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,805
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$72,704
−HK$1,926/mo
Today · 4.125%
HK$74,630
baseline
▲ 0.50% · 4.625%
HK$78,564
+HK$3,934/mo
Deposit HK$9.30M · loan HK$13.96M · min. income ≈ HK$149,260/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,253
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,563
−HK$2,347/mo
Today · 4.125%
HK$78,910
baseline
▲ 0.50% · 4.625%
HK$83,711
+HK$4,801/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,820/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,606
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,821
−HK$2,248/mo
Today · 4.125%
HK$87,069
baseline
▲ 0.50% · 4.625%
HK$91,658
+HK$4,589/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,138/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,468
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,438
−HK$3,017/mo
Today · 4.125%
HK$101,455
baseline
▲ 0.50% · 4.625%
HK$107,628
+HK$6,173/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$202,910/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,208
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,056
−HK$2,890/mo
Today · 4.125%
HK$111,946
baseline
▲ 0.50% · 4.625%
HK$117,847
+HK$5,901/mo
Deposit HK$2.33M · loan HK$20.93M · min. income ≈ HK$223,892/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,537 · Scale 2, in force from 26 Feb 2026)