LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,043
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,692
−HK$1,677/mo
Today · 4.125%
HK$56,369
baseline
▲ 0.50% · 4.625%
HK$59,799
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,738/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,009
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,592
−HK$1,605/mo
Today · 4.125%
HK$62,197
baseline
▲ 0.50% · 4.625%
HK$65,476
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,394/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,651
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,631
−HK$2,012/mo
Today · 4.125%
HK$67,643
baseline
▲ 0.50% · 4.625%
HK$71,758
+HK$4,115/mo
Deposit HK$9.30M · loan HK$13.96M · min. income ≈ HK$135,286/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,811
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,710
−HK$1,927/mo
Today · 4.125%
HK$74,637
baseline
▲ 0.50% · 4.625%
HK$78,571
+HK$3,934/mo
Deposit HK$9.30M · loan HK$13.96M · min. income ≈ HK$149,274/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,260
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,569
−HK$2,347/mo
Today · 4.125%
HK$78,916
baseline
▲ 0.50% · 4.625%
HK$83,718
+HK$4,802/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,832/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,613
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,829
−HK$2,247/mo
Today · 4.125%
HK$87,076
baseline
▲ 0.50% · 4.625%
HK$91,666
+HK$4,590/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,152/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,477
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,446
−HK$3,018/mo
Today · 4.125%
HK$101,464
baseline
▲ 0.50% · 4.625%
HK$107,638
+HK$6,174/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,928/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,217
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,065
−HK$2,890/mo
Today · 4.125%
HK$111,955
baseline
▲ 0.50% · 4.625%
HK$117,857
+HK$5,902/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,910/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,620 · Scale 2, in force from 26 Feb 2026)