LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,045
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,695
−HK$1,676/mo
Today · 4.125%
HK$56,371
baseline
▲ 0.50% · 4.625%
HK$59,801
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,742/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,012
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,594
−HK$1,606/mo
Today · 4.125%
HK$62,200
baseline
▲ 0.50% · 4.625%
HK$65,479
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,400/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,654
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$65,634
−HK$2,011/mo
Today · 4.125%
HK$67,645
baseline
▲ 0.50% · 4.625%
HK$71,761
+HK$4,116/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,290/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,814
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,713
−HK$1,927/mo
Today · 4.125%
HK$74,640
baseline
▲ 0.50% · 4.625%
HK$78,574
+HK$3,934/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,280/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,263
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,573
−HK$2,346/mo
Today · 4.125%
HK$78,919
baseline
▲ 0.50% · 4.625%
HK$83,722
+HK$4,803/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,838/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,616
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,832
−HK$2,248/mo
Today · 4.125%
HK$87,080
baseline
▲ 0.50% · 4.625%
HK$91,670
+HK$4,590/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,160/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,480
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,450
−HK$3,018/mo
Today · 4.125%
HK$101,468
baseline
▲ 0.50% · 4.625%
HK$107,642
+HK$6,174/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,936/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,221
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,070
−HK$2,890/mo
Today · 4.125%
HK$111,960
baseline
▲ 0.50% · 4.625%
HK$117,861
+HK$5,901/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,920/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,661 · Scale 2, in force from 26 Feb 2026)