LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,045
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,695
−HK$1,677/mo
Today · 4.125%
HK$56,372
baseline
▲ 0.50% · 4.625%
HK$59,802
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,744/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,012
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,595
−HK$1,606/mo
Today · 4.125%
HK$62,201
baseline
▲ 0.50% · 4.625%
HK$65,479
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,402/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,654
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,635
−HK$2,011/mo
Today · 4.125%
HK$67,646
baseline
▲ 0.50% · 4.625%
HK$71,762
+HK$4,116/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,292/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,815
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,714
−HK$1,927/mo
Today · 4.125%
HK$74,641
baseline
▲ 0.50% · 4.625%
HK$78,575
+HK$3,934/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,282/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,264
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,574
−HK$2,347/mo
Today · 4.125%
HK$78,921
baseline
▲ 0.50% · 4.625%
HK$83,723
+HK$4,802/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,842/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,617
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,833
−HK$2,248/mo
Today · 4.125%
HK$87,081
baseline
▲ 0.50% · 4.625%
HK$91,671
+HK$4,590/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,162/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,482
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,452
−HK$3,017/mo
Today · 4.125%
HK$101,469
baseline
▲ 0.50% · 4.625%
HK$107,643
+HK$6,174/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,938/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,222
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,071
−HK$2,890/mo
Today · 4.125%
HK$111,961
baseline
▲ 0.50% · 4.625%
HK$117,863
+HK$5,902/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,922/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$988,674 · Scale 2, in force from 26 Feb 2026)