LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,046
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,696
−HK$1,677/mo
Today · 4.125%
HK$56,373
baseline
▲ 0.50% · 4.625%
HK$59,803
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,746/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,013
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,596
−HK$1,606/mo
Today · 4.125%
HK$62,202
baseline
▲ 0.50% · 4.625%
HK$65,480
+HK$3,278/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,404/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,655
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,635
−HK$2,012/mo
Today · 4.125%
HK$67,647
baseline
▲ 0.50% · 4.625%
HK$71,763
+HK$4,116/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,294/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,816
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,715
−HK$1,927/mo
Today · 4.125%
HK$74,642
baseline
▲ 0.50% · 4.625%
HK$78,576
+HK$3,934/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,284/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,265
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,575
−HK$2,347/mo
Today · 4.125%
HK$78,922
baseline
▲ 0.50% · 4.625%
HK$83,724
+HK$4,802/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,844/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,619
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,834
−HK$2,248/mo
Today · 4.125%
HK$87,082
baseline
▲ 0.50% · 4.625%
HK$91,672
+HK$4,590/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,164/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,483
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,453
−HK$3,018/mo
Today · 4.125%
HK$101,471
baseline
▲ 0.50% · 4.625%
HK$107,645
+HK$6,174/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,942/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,224
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,073
−HK$2,890/mo
Today · 4.125%
HK$111,963
baseline
▲ 0.50% · 4.625%
HK$117,865
+HK$5,902/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,926/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,688 · Scale 2, in force from 26 Feb 2026)