LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,047
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,697
−HK$1,677/mo
Today · 4.125%
HK$56,374
baseline
▲ 0.50% · 4.625%
HK$59,804
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,748/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,015
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,597
−HK$1,606/mo
Today · 4.125%
HK$62,203
baseline
▲ 0.50% · 4.625%
HK$65,482
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,406/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,657
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,637
−HK$2,012/mo
Today · 4.125%
HK$67,649
baseline
▲ 0.50% · 4.625%
HK$71,765
+HK$4,116/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,298/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,818
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,717
−HK$1,927/mo
Today · 4.125%
HK$74,644
baseline
▲ 0.50% · 4.625%
HK$78,578
+HK$3,934/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,288/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,266
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,576
−HK$2,347/mo
Today · 4.125%
HK$78,923
baseline
▲ 0.50% · 4.625%
HK$83,726
+HK$4,803/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$157,846/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,621
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,836
−HK$2,248/mo
Today · 4.125%
HK$87,084
baseline
▲ 0.50% · 4.625%
HK$91,675
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.28M · min. income ≈ HK$174,168/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,485
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,455
−HK$3,018/mo
Today · 4.125%
HK$101,473
baseline
▲ 0.50% · 4.625%
HK$107,647
+HK$6,174/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,946/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,226
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,075
−HK$2,890/mo
Today · 4.125%
HK$111,965
baseline
▲ 0.50% · 4.625%
HK$117,867
+HK$5,902/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,930/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,711 · Scale 2, in force from 26 Feb 2026)