LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,050
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,700
−HK$1,676/mo
Today · 4.125%
HK$56,376
baseline
▲ 0.50% · 4.625%
HK$59,807
+HK$3,431/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,752/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,017
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,600
−HK$1,606/mo
Today · 4.125%
HK$62,206
baseline
▲ 0.50% · 4.625%
HK$65,485
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,412/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,660
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,640
−HK$2,012/mo
Today · 4.125%
HK$67,652
baseline
▲ 0.50% · 4.625%
HK$71,768
+HK$4,116/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,304/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,821
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,720
−HK$1,927/mo
Today · 4.125%
HK$74,647
baseline
▲ 0.50% · 4.625%
HK$78,582
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,294/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,270
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,580
−HK$2,347/mo
Today · 4.125%
HK$78,927
baseline
▲ 0.50% · 4.625%
HK$83,730
+HK$4,803/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,854/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,624
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,840
−HK$2,248/mo
Today · 4.125%
HK$87,088
baseline
▲ 0.50% · 4.625%
HK$91,679
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,176/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,490
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,460
−HK$3,018/mo
Today · 4.125%
HK$101,478
baseline
▲ 0.50% · 4.625%
HK$107,652
+HK$6,174/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,956/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,231
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,080
−HK$2,891/mo
Today · 4.125%
HK$111,971
baseline
▲ 0.50% · 4.625%
HK$117,873
+HK$5,902/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,942/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,755 · Scale 2, in force from 26 Feb 2026)