LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,050
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,700
−HK$1,677/mo
Today · 4.125%
HK$56,377
baseline
▲ 0.50% · 4.625%
HK$59,807
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,754/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,018
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,601
−HK$1,605/mo
Today · 4.125%
HK$62,206
baseline
▲ 0.50% · 4.625%
HK$65,485
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,412/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,660
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,641
−HK$2,011/mo
Today · 4.125%
HK$67,652
baseline
▲ 0.50% · 4.625%
HK$71,769
+HK$4,117/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,304/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,821
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,721
−HK$1,927/mo
Today · 4.125%
HK$74,648
baseline
▲ 0.50% · 4.625%
HK$78,583
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,296/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$988,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,270
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,581
−HK$2,347/mo
Today · 4.125%
HK$78,928
baseline
▲ 0.50% · 4.625%
HK$83,730
+HK$4,802/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,856/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,625
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,841
−HK$2,248/mo
Today · 4.125%
HK$87,089
baseline
▲ 0.50% · 4.625%
HK$91,680
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,178/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,490
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,461
−HK$3,018/mo
Today · 4.125%
HK$101,479
baseline
▲ 0.50% · 4.625%
HK$107,653
+HK$6,174/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,958/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,232
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,081
−HK$2,891/mo
Today · 4.125%
HK$111,972
baseline
▲ 0.50% · 4.625%
HK$117,874
+HK$5,902/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,944/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,765 · Scale 2, in force from 26 Feb 2026)