LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,051
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,702
−HK$1,676/mo
Today · 4.125%
HK$56,378
baseline
▲ 0.50% · 4.625%
HK$59,809
+HK$3,431/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,756/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,019
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,602
−HK$1,606/mo
Today · 4.125%
HK$62,208
baseline
▲ 0.50% · 4.625%
HK$65,487
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,416/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,662
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,642
−HK$2,012/mo
Today · 4.125%
HK$67,654
baseline
▲ 0.50% · 4.625%
HK$71,770
+HK$4,116/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,308/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,823
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,722
−HK$1,927/mo
Today · 4.125%
HK$74,649
baseline
▲ 0.50% · 4.625%
HK$78,584
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,298/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,272
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,582
−HK$2,348/mo
Today · 4.125%
HK$78,930
baseline
▲ 0.50% · 4.625%
HK$83,732
+HK$4,802/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,860/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,627
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,843
−HK$2,248/mo
Today · 4.125%
HK$87,091
baseline
▲ 0.50% · 4.625%
HK$91,682
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,182/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,493
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,463
−HK$3,018/mo
Today · 4.125%
HK$101,481
baseline
▲ 0.50% · 4.625%
HK$107,656
+HK$6,175/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,962/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,235
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,084
−HK$2,890/mo
Today · 4.125%
HK$111,974
baseline
▲ 0.50% · 4.625%
HK$117,876
+HK$5,902/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,948/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,787 · Scale 2, in force from 26 Feb 2026)