LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,052
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,702
−HK$1,677/mo
Today · 4.125%
HK$56,379
baseline
▲ 0.50% · 4.625%
HK$59,809
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,758/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,020
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,603
−HK$1,606/mo
Today · 4.125%
HK$62,209
baseline
▲ 0.50% · 4.625%
HK$65,488
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,418/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,663
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,643
−HK$2,012/mo
Today · 4.125%
HK$67,655
baseline
▲ 0.50% · 4.625%
HK$71,771
+HK$4,116/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,310/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,824
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,723
−HK$1,927/mo
Today · 4.125%
HK$74,650
baseline
▲ 0.50% · 4.625%
HK$78,585
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,300/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,273
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,583
−HK$2,348/mo
Today · 4.125%
HK$78,931
baseline
▲ 0.50% · 4.625%
HK$83,733
+HK$4,802/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,862/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,628
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,844
−HK$2,248/mo
Today · 4.125%
HK$87,092
baseline
▲ 0.50% · 4.625%
HK$91,683
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,184/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,494
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,464
−HK$3,018/mo
Today · 4.125%
HK$101,482
baseline
▲ 0.50% · 4.625%
HK$107,657
+HK$6,175/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,964/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,236
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,085
−HK$2,890/mo
Today · 4.125%
HK$111,975
baseline
▲ 0.50% · 4.625%
HK$117,878
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,950/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,799 · Scale 2, in force from 26 Feb 2026)